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News & Views

News & Views

Higher Rates, Lower Prices. The Housing Market Course Correction Is Here.

As sellers scramble, buyers suddenly find themselves in the catbird seat.

8 Apr 2022 | 3 min read
Higher Rates, Lower Prices. The Housing Market Course Correction Is Here.
Buying a Home

Silver Linings Playbook: Why Higher Rates Are Actually Good for Homebuyers

It’s counterintuitive, sure. It also just so happens to be true.

1 Apr 2022 | 4 min read
Silver Linings Playbook: Why Higher Rates Are Actually Good for Homebuyers
News & Views

Criminals Are Hijacking Mortgage Closings

Beware! Scammers hiding inside compromised email accounts can steal your down payment.

18 Mar 2022 | 4 min read
Criminals Are Hijacking Mortgage Closings
News & Views

Reversing 6-Year Shrink, Homes Get Bigger

New single-family homes are growing again, but how are we using the extra space?

11 Mar 2022 | 5 min read
Reversing 6-Year Shrink, Homes Get Bigger
Refinancing

Return of the Cash-Out Refi

The current cash-out refi boom looks a lot different from last time. Here’s why.

2 Mar 2022 | 3 min read
Return of the Cash-Out Refi

Home loans don't have to be complicated—and we prove it. Let us craft a loan that fits you like a glove. Then we guide you step by step, from quote to close.

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Rate Simple, Inc. NMLS ID #2232647. Equal Housing Lender. All rights reserved. Some products may not be available in all states. Programs and rates are subject to change without notice. Turn time estimates are not warranted or guaranteed. Some restrictions may apply. Underwriting terms and conditions apply and not all applicants will qualify. This is not a commitment to lend. For more licensing information, visit the Nationwide Multistate Licensing System's Consumer Access website www.nmlsconsumeraccess.org. For our licensing information and lists please visit: Our Licensing page

Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, loan amount of $300,000, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 60% or less and loan meets all conforming loan requirements. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.)