License, Registration & Exemption Information
| State | Details |
|---|---|
| Alabama | Consumer Credit License #23502 |
| Arizona | Mortgage Banker License #1039545 |
| Arkansas | Mortgage Broker License #2232647 |
| California | Licensed under California Financing Law License under the California Residential Mortgage Lending Act #60DBO-152944 California Real Estate Corporation License Mortgage Loan Originator (MLO) License Endorsement #02167527 |
| Colorado | Mortgage Company Registration |
| Florida | Lender Servicer License #MLD2267 |
| Georgia | Mortgage Lender License/Registration #2232647 |
| Ohio | Residential Mortgage Lending Act Certificate of Registration |
| Oklahoma | Mortgage Lender License #ML016321 |
| Oregon | Mortgage Lending License #2232647 |
| Tennessee | Mortgage License #2232647 |
| Texas | SML Mortgage Banker Registration #2232647 |
| Virginia | Lender and Broker Licensee # MC-7500 NMLS 2232647 |
| Washington | Washington Consumer Loan Company License #CL-2232647 |
Additional Legal & Licensing Information
Texas Disclosure
RATE SIMPLE, INC. IS A REGISTERED MORTGAGE BANKER UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS SAVINGS AND LOAN DEPARTMENT.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO: THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING
2601 NORTH LAMAR, SUITE 201
AUSTIN, TEXAS 78705
COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
TCPA COMPLIANCE BULLETIN.
Rate Simple is committed to customer satisfaction and full compliance with all state and federal regulations. It has been, and still is, Rate Simple’s express policy not to solicit business in violation of the Telephone Consumer Protection Act (“TCPA”). Rate Simple does not advertise or solicit business by using “junk fax” or cold calling. Rate Simple also does not knowingly accept referrals or leads from any marketing firms who utilize junk fax or cold calling. Rate Simple’s contracts with its marketing firms require that any referrals or leads not be the result of any violation of the TCPA, nor the use of voice, fax or e-mail spamming.
Rate Simple is committed to full compliance with the TCPA, and is actively working with its marketing firms to ensure that no violations occur.
California Consumer Privacy Act (CCPA)
Rate Simple, Inc. is in compliance the Act. The CCPA was signed into law on June 28, 2018, and went into effect on January 1, 2020. CCPA grants California consumers robust data privacy rights and control over their personal information, including the right to know, the right to delete, and the right to opt-out of the sale of personal information that businesses collect, as well as additional protections for minors.
Visit the California Attorney General web page for complete information.