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Learning Center|Fixed Rate Mortgage

Fixed Rate Mortgage

Plan your budget with the assurance of a consistent mortgage payment at a low, fixed-rate that remains unchanged over the entire duration of your loan.

The 15-Year Mortgage

You'll pay significantly less in interest. Opting for a 15-year mortgage when borrowing $100,000 can lead to substantial interest savings, especially with the typically lower rates available for 15-year mortgages.

Your monthly payment may be slightly higher initially due to a greater allocation towards the principal, but achieving a mortgage-free status in half the time is remarkable.

Get a mortgage to buy a home

Refinance My mortgage

Get cash from my home

The 30-Year Mortgage

30yr fixed rate mortgage offers a set interest rate for the 30yr term of the loan and will not fluctuate at anytime over the 30yr period.

How It Works:

  • Monthly payments are determined by your interest rate, principal loan amount, and the amortized interest over 30 years.
  • With a Fixed Rate Mortgage, your interest rate remains constant, even if market rates rise.
  • Your payment remains consistent throughout the entire loan term.
  • Your actual payment may vary depending on your unique circumstances and prevailing interest rates at the time of application.
  • You have the flexibility to pay off your mortgage at any time without incurring pre-payment penalties.